car loans, bad credit auto loans Article Body: Getting online auto financing has become very popular in the past few years. According to a recent survey by Forrester Research, online shoppers are expected to spend $15.9 billion on autos and auto parts in 2006. The study also notes that, ô22 percent of offline sales are influenced by the Web.ö Direct Financing Getting auto financing directly from a bank, credit union or other lending institution online is known as ôdirect financing.ö Consumer advocates recommend direct financing because it allows you to negotiate the cost of your financing separately from the price of your vehicle. Another advantage of getting your financing first is knowing how much you have to spend before you start shopping. And, being pre-approved will keep you out of a dealerÆs high pressure finance department. You can pre-qualify for an auto loan almost instantly. Online applications take only a short time to complete and your answer is quick in coming. It is easy and convenient and can be done anytime from the comfort of your home. The online loan process is completely secure thanks to modern browser technology and electronic encryption. The Internet is not only the place to get auto financing; itÆs also a great place to find auto buying advice, shopping guides, and the safety records on any vehicle. If you are buying new, you can learn about any manufacturerÆs rebates that might apply. If you are buying used, you can get a specific vehicleÆs history from a site like CarFax.com. You can also purchase an Extended Service Contract or Guaranteed Auto Protection (GAP) insurance, if you want the extra peace of mind. Online Security The Federal Trade Commission offers the following advice to ensure that online financial transactions are secure and that your personal information is safeguarded: Use a secure browserùsoftware that encrypts or scrambles the purchase information you sendùto help guard the security of your information as it is transmitted to a website. Be sure your browser has the most up-to-date encryption capabilities by using the latest version available from the manufacturer. Check the siteÆs privacy policy before you provide any personal financial information to a website. In particular, determine how the information will be used or shared with others. Also check the siteÆs statements about the security provided for your information. Keep your personal information private. DonÆt disclose your
piece
is
an
abstract
triptych
that
I
found
while
I
was
in
Atlanta
buying
religious
paintings
The
piece
was
called
Guardian
Angel
and
I
love
it
My
patrons
fell
in
love
with
it
as
well
They
have
asked
me
to
track
down
the
artist
and
see
if
he
has
anymore
religious
paintings
available
The
only
religious
paintings
that
I
actually
do
not
buy
are
ones
that
reflect
the
image
of
Jesus
on
the
cross
I
don’t
have
a
problem
with
them
some
of
them
are
extremely
well
done
and
would
more
than
likely
sell
well
but
my
investors
made
it
very
clear
when
they
financed
the
gallery
that
I
would
not
put
that
image
into
it
PPPPP
683
Ajello
Candles
The
motto
of
the
Ajello
Candle
Company
is
“It’s
better
to
light
a
candle
than
to
curse
the
darkness”
This
candle
making
company
has
been
in
business
since
1775
The
business
has
been
family
owned
for
seven
generations
The
candles
from
Ajello’s
are
well
known
for
their
beauty
and
quality
While
they
make
more
candles
now
than
in
1775
their
dedication
to
quality
and
to
customers
has
never
changed
The
Ajello
Candle
Company
was
founded
by
Rafael
Ajello
an
Italian
painter
He
was
also
a
beekeeper
so
he
tried
his
hand
at
using
bees
wax
to
create
candles
He
worked
hard
to
create
a
formula
that
worked
well
The
formula
combined
with
his
outstanding
artistic
ability
lead
to
the
birth
of
the
Ajello
Candle
Company
In
1785
the
company
earned
the
honor
of
creating
all
the
candles
for
the
Vatican
He
and
his
wife
ran
the
business
keeping
their
children
involved
in
the
processes
from
an
early
age
As
time
went
on
their
children
and
grandchildren
kept
the
business
running
as
well
as
passed
the
family
business
on
to
their
children
By
1862
the
company
had
established
itself
as
a
leader
among
the
candle
making
industry
They
had
also
added
perfumes
and
many
.
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